Travelling internationally always comes with risks, even if you are healthy. You can be involved in an accident while participating in an activity during your trip, you may become ill due to consuming food that you’re unfamiliar with, or you could be the victim of a theft. If you have a pre-existing medical condition, such as a heart condition, then you need to be careful when travelling abroad.
Travelling After a Heart Attack
If you’ve had a heart attack and are concerned about taking a trip abroad, then you should consult your doctor before leaving the country and read this post if you are planning on travelling and have recently suffered from a heart attack. If your heart attack was severe and you have a condition like coronary artery disease, then you may be advised not to travel. However, if your heart attack was mild and your condition is easily controlled with medications, then you may be cleared to travel anywhere you wish to go.
Taking Care of Yourself
Before booking a holiday, you will want to find out if there are any restrictions on travel after you’ve suffered a heart attack. Even though you’ve been cleared to travel, there are some places you may want to avoid because they can affect your condition. For instance, a trip to a mountainous country may be ill-advised if your heart attack was serious, because in higher altitudes the air is thinner and you may struggle to breathe.
Not being able to breathe can strain your heart because your body isn’t getting the oxygen it needs. You will want to consider your destination before you book a flight after having a heart attack to prevent any further problems. In addition, you will want to consider what types of activities you will be taking part in on your holiday and avoid those that could be too strenuous.
If you are participating in activities, such as taking walking tours, you should find out how strenuous the activities are to prevent putting a strain on your heart and body. Most activities will be graded according to their difficulty, so you can use the grading system as your guide when you book activities. Easy to moderate activities can help your recovery because they allow you to get some exercise without putting too much strain on your body.
Before leaving for your holiday, make sure you have an adequate supply of medications to last you throughout your trip. In addition, take a list of those medications to show a doctor if you do need to be treated for an illness or an accident. Most medications should be allowed through customs, but make sure you check when booking your holiday in case you are travelling to a country that would prohibit the types of medications you take, and try to find substitutes that would be allowed through customs in those countries.
Obtaining Medical Travel Insurance
If your doctor has cleared you to travel internationally, then you should apply for a medical travel insurance policy. This policy will cover any medical expenses you may have due to becoming ill or having an accident during an international trip. However, if you do have a heart condition, then you will need to declare it while applying for a travel insurance policy.
When you apply for a medical travel policy online, you will be asked to fill out a medical questionnaire in lieu of having a physical. The questionnaire will ask about any pre-existing conditions you may have, which will include any heart conditions. You will need to disclose your condition and describe which medications you’ve been prescribed for it.
Disclosing Pre-Existing Conditions
With some medical travel insurance companies, your application may be denied because of a pre-existing condition, but there are some companies that offer add-on policies specifically to cover such conditions. You will need to disclose that you’re under a doctor’s care and that you’ve been cleared to travel abroad by your physician. Not declaring a pre-existing condition can invalidate a medical travel insurance policy if you need treatment and your condition is discovered.
Depending on where you are travelling, costs for visiting a doctor or being hospitalised can be very expensive. Having a travel insurance policy invalidated because you didn’t disclose a recent heart attack means you would have to pay thousands of pounds for medical expenses out of your pocket. However, as long as you’ve been cleared to travel by a doctor, then your application for a medical travel insurance policy for pre-existing conditions should be approved.
Medical Expenses Covered
When you travel internationally, your private insurance or NHS will not cover any of your medical expenses if you become ill or are injured during your trip. Having a medical travel insurance policy will cover expenses for doctor visits, emergency hospital visits and hospitalisation if it is necessary. It can also help pay for expenses for medications or other medical supplies that are necessary to properly care for your injury or illness.
If your injury or illness is going to require a long hospital stay, then the travel insurance policy can help you return to a hospital near your home. This includes the costs of having a flight to get back home and transferring you to the hospital. Once you’re home, your private medical insurance or NHS will then cover the costs of your hospitalisation and any necessary follow-up treatments that you will need to help you recover.
After a serious illness, such as a heart attack, you will want to make sure you are allowed to travel out of the country. If you have been cleared, even if your heart attack was mild, you will probably need to get a medical travel insurance policy for pre-existing medical conditions in order to have cover during your trip. Buying a medical travel insurance policy will ensure you can afford to get medical care for any type of accident or any illness you may have during an international holiday.